Privacy Policy Statement

This is the web site of SimQual, Inc.

Our postal address is:
40 Bayfield Drive
North Andover, MA 01845

We can be reached via email at corporate@simqual.com
or you can reach us by telephone at 978-785-8000

SimQual, Inc. ("SIMQUAL") is committed to protecting user privacy online. We will not disclose individually identifiable information about you to any third party without your express permission.

This site legitimately runs under the auspices of SIMQUAL.

All information sent to this site, if in an SSL session, is encrypted, protecting against disclosure to third parties.

Information We Collect

IP Address

SIMQUAL's Web site logs IP addresses for system administration purposes. Your IP address can help us diagnose problems with our server and track a user's session to give us an idea of which parts of our site users are visiting. In addition, we track system information, such as the type of browser you are using, your operating system, and the referring IP address. We use this information in aggregate only.

Registration

A significant amount of the site is available without registration, but in order to take advantage of some of its features, you must register and create a member account. SIMQUAL's online registration form requires you to provide certain information indicated on the form.

Credit Card Data

SIMQUAL does not retain or store credit card information, as a matter of policy, beyond the completion and delivery of requested services. Any credit card information we do retain during this period is encrypted and secure.

Usage

As you interact with our Web site, your usage patterns may be logged anonymously. The logs use your IP address only. Usage data is viewed and analyzed in aggregated form only.

Marketing by Email, Fax and Telephone

SIMQUAL regularly sends email, fax transmissions and telephone calls to our users. By using our site, you agree to allow us to send you marketing messages. You may opt out of this paragraph of the Agreement at any time (and therefore prevent SIMQUAL from sending you additional marketing messages) by emailing info@simqual.com and entering your email address or fax number. If you take the previously mentioned action, we will not send you any more marketing messages. We will never send you unsolicited messages. From time to time, SIMQUAL does purchase mailing lists. However, we take considerable and reasonable precautions to make certain that the names and addresses on the lists that we buy have "opted in" to receive marketing messages from the organizations that have created these lists and from the affiliates and partners of these organizations.

Gramm Leach Bliley Title V (GLB)

SIMQUAL makes significant efforts to keep all appraisal-related data confidential in compliance with the Gramm Leach Bliley act, Title V. We will not disclose confidential appraisal and/or mortgage data to any third party without the written permission of the rightful owner of that data. Furthermore, our staff, contractors and member appraisers have all entered into written contracts with SIMQUAL to keep this data confidential.

Uniform Standards of Professional Appraisal Practice (USPAP)

SIMQUAL makes significant efforts to keep all appraisal-related data confidential in compliance with the then current version of the Uniform Standards of Professional Appraisal Practice (USPAP) as published by The Appraisal Foundation. We will not disclose confidential appraisal data to any third party without the written permission of the rightful owner of that data. Furthermore, our staff, contractors and member appraisers have all entered into written contracts with SIMQUAL to keep this data confidential. Appraisals ordered through SIMQUAL are treated as a contract between the ordering party and the appraiser completing the work. SIMQUAL is an agent for the ordering party and the appraiser.

The lender/client may disclose or distribute this appraisal report to: the borrower; another lender at the request of the borrower; the mortgagee or its successors and assigns; mortgage insurers; government sponsored enterprises; other secondary market participants; data collection or reporting services; professional appraisal organizations; any department, agency, or instrumentality of the United States; and any state, the District of Columbia, or other jurisdictions; without having to obtain the appraiser's or supervisory appraiser's (if applicable) consent. Such consent must be obtained before this appraisal report may be disclosed or distributed to any other party (including, but not limited to, the public through advertising, public relations, news, sales, or other media).

Our Use of Your Information

The majority of the information we collect is analyzed anonymously so that we can improve our services. Any personally identifiable information about you is used to improve your individual experience on our Web site. This information is held in strictest confidence and is not shared outside of SIMQUAL except as specifically described in this statement. If necessary, we will use your information to contact you.

Information Distribution

SIMQUAL will never willfully disclose personally identifiable information to a third party for marketing or other use.

Security

We use industry standard efforts to safeguard the confidentiality of all information, regardless of whether it identifies you or not. Our security may include use of firewalls, secure socket layers, and encryption. Your password is a component of our security system. As such, it is your responsibility to protect it. Do not share your password with any third parties. If your password has been compromised for any reason, you should change it immediately.

Cookies

We use cookies to store visitors preferences, record session information, such as items that consumers add to their shopping cart, customize Web page content based on visitors' browser type or other information that the visitor sends.

Third Party Collectors of Information

Our Privacy Statement only addresses the use and disclosure of information we collect from you. Any information you disclose to a third party, such as other users, advertisers, affiliates, vendors is subject to that party's Privacy Statement. We encourage you to ask questions before you disclose your personal information to others. SIMQUAL is not responsible for the privacy practices or the content of such websites.

General

From time to time, we may use customer information for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change at some time in the future we will post the policy changes to our Web site to notify you of these changes and provide you with the ability to opt out of these new uses. If you are concerned about how your information is used, you should check back at our Web site periodically.

This Privacy Statement is incorporated into and subject to the terms and conditions of the Terms of Use. If you have any questions or concerns about this privacy statement, the practices of this site, or your dealings with this website, please send email to or contact corporate@simqual.com.